Wisejay
Sam Ghosh
Sam GhoshBangalore, Karnataka
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WHY IT IS IMPORTANT TO DETERMINE LIFE INSURANCE NEEDS?

First and foremost, insurances are not investment tools. Insurances are risk management tools. Although some insurance plans incorpora...

WHAT IS VOLUNTARY PROVIDENT FUND (VPF)?

Fundamentally, VPF is the extension of the Employees Provident Fund (EPF) scheme. In EPF there is an upper ceiling (12%) on what percentage of salary...

WHAT IS PPF?

Public Provident Fund (PPF) is a 15 year scheme offered by the post office and designated banks and carries a guarantee by the Central Government. The tenure can be extended be...

WHAT IS GRATUITY ANYWAY?

Gratuity is a one time payment to an employee by an employee at the termination of employment after a minimum of five years of continuous service.


Most employed people are covered under the Employee Provident Fund (EPF) scheme. Although the goal of the EPF Scheme is to collect contributions from the employees (the members) and the employers for ...

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If you are a salaried individual you must have a pension plan offered by your employer. Understanding what type of pension plan your employer is offering is important to judge whether or not this plan...

Disputes over ancestral property is not uncommon. Family Settlement is a way to reach a peaceful arrangement avoiding long and expensive legal process.



WHAT IS A FAMILY SETTLEM...

Trusts are governed by Indian Trusts Act 1882 which defines a trust as “an obligation annexed to the ownership of property, and arising out of a confidence reposed in and accepted by the owner, ...

I heard the following story as a kid. Here is what I remember:

A short fable of wealth? When I was a kid, I heard the following story. Here is what I remember:


The writer ...

This happens right? You are shopping and one person approaches you and gives you “free” credit card offer. You have never used a credit card, but having a credit option seems great. Now, y...

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